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I’m very happy that everyone has been committed to saving, even during the summer! I have received a lot of great feedback on my savings challenges, so I want to keep the fun going!
Since everyone liked the $250 in 30 Days Savings Challenge, I decided to take it up a notch! I wanted to create a freebie savings challenge with a larger savings goal that could be done in a short period of time! So, here is the 1k in 3 Months Savings Challenge!
To get your Free $1,000 in 3 Months Savings Challenge, click the link below to begin the download!
3 Month Savings Challenge $1,000The Printable $1,000 in 3 Months Savings Challenge
I didn’t realize how popular the time specific savings challenge was, until I shared my free 30-Day Savings Challenge. Some of you told me that you were saving for a home down payment, car savings, or just fun! You told me that it would help you to reach your savings goals, so I decided to share this 3 Month Savings Challenge because I know a lot of you have large savings goals.
The $1,000 in 3 Months Savings Challenge will help you reach the savings goal in 12 weeks. This challenge has weekly savings amounts of $70 to $90 amount. This is great if you need to save for a starter emergency fund or a vacation! The best part is that you can start this challenge at any time!
How to Complete the Savings Challenge
You can start at Week 1 or start backward at Week 12. Each week there is a set amount to save. Save the weekly amount and write the total amount that you have saved in the ‘Balance’ column. For example:
- Week 1 = $70; Balance = $70
- Week 2 = $90; Balance = $160 ($70 from Week 1 + $90 from Week 2)
Continue to do this until you reach week 12 and save the final amount.
Why Are You Saving Money?
I always talk about the importance of making saving money a habit, but another part is knowing what you are saving money for. This is your WHY. Is your goal to be debt free? Do you want to save for your first home? Do you want to go on your dream vacation? To purchase that wish list item?
Currently, most of my savings challenge money goes to paying off debt and my one year savings goal. My plan is to be debt free and have one year of expenses saved. This is a huge goal for me, because it will take a lot of money and discipline to accomplish it.
I use small savings challenges to chip away at this goal. It motivates me and keeps me focused on my goal. Start with your why and follow that with the action of completing the savings challenge.
Get Your Free Printable 3 Months Savings Challenge
Now that I have told you all about $1,000 in 3 Months Savings Challenge it’s time for you to download it. To access this savings challenge, click the link below to begin the download:
3 Month Savings Challenge $1,000Please feel free to check out the free budgeting resource library that has all a bunch of budgeting trackers to help you transform your finances: Free Budgeting Resource Library.
It’s Time to Work on Your Dreams
Recently, I was scrolling on TikTok and stopped on a video of a woman speaking about dreams. Specifically, to stop making excuses and procrastinating. That we have wasted too much time talking ourselves out of our dreams. This hit me hard because I had spent the previous two days coming up with many excuses about why I couldn’t invest in a business project and how it was too hard. I was scared to grow my business and invest more due to not knowing the outcome.
After watching that video, I did some self-reflection and found that I have a pattern of sabotaging myself. When things are going well, I am waiting for something bad to happen. My fear is based on taking risks and not knowing the outcome. The truth is that I do have the resources to invest in my business project, but I was letting fear lead me. I made the decision that even if I was a little scared or anxious about doing something new, I was going to do it even if it means doing it in small steps.
I decided to share this with you because I know that I am not the only one who has talked themselves out of a dream, goal, or want. I want to tell you that your dream or dreams matter. That it’s time to work on your dreams, even if you are scared.
Invest in yourself and take the actions to make it happen. Even if you have to take small steps. And don’t forget to celebrate your progress every step of the way!
Don’t forget to connect with me on social media: @thesavingbutterfly
